Terms of Service

Draft — final version pending attorney review.

1. Acceptance

By creating an account or using layfive.com, you agree to these Terms of Service and the Privacy Policy.

2. License

LayFive grants you a personal, non-transferable, non-exclusive license to use the site and the app for your own entertainment and education. You may not copy, redistribute, resell, sublicense, or reverse engineer any LayFive strategy, reference card, illustration, or code.

3. Membership and billing

Paid memberships auto-renew until canceled. You may cancel at any time from your account page. Refunds are handled case-by-case by contacting support.

4. Intellectual property

All LayFive content, branding, strategies, and software are owned by Kenny Lin. LayFive™ is an in-use trademark.

5. No gambling guarantee

See the Disclaimer for the full statement. LayFive does not guarantee winnings.

6. Changes

These terms may be updated. When they change, you will be asked to re-confirm consent the next time you log in.